Your Privacy

A.J. Smith Federal Savings Bank respects your privacy. As you visit our web site, you will see that we have provided you with valuable information on the many ways we can be of service to you. Whether you are a valued existing customer or someone shopping for new bank services, we hope our site answers your questions about our products, services, locations, and hours.

Web Site Confidentiality

As a visitor to our web site, you need not be concerned about the privacy of your personal information. A.J. Smith Federal Savings Bank does not collect personally identifying data on our visitors. Our servers may collect and store information about the name of the domain from which you access the Internet, the date and time you access our site, and the Internet address of the web site from which you linked to us. Other than that, our servers collect information on visitors only in the aggregate and use it for internal review purposes only. This information simply enables A.J. Smith Federal Savings Bank to tell which site areas are of most interest to our users, which avenues of site promotion are most effective, and to determine peak usage times.

Our web site does not require you to disclose any personally identifying information. If, however, you choose to contact us via email, please keep in mind that your email address, and any other information your email header shows about you, such as your name or organization, will be revealed to us in the email. However, we promise that when you communicate with us via email, we will use your email information only for the specific purpose of responding to your comments or questions. Your email address will not be sold, nor will it be shared with others outside the bank unless we are compelled to by law.

There are instances where you may elect to provide us with personal information. If you fill out our property pre-qualification, mortgage calculator, or message forms, or if you send us email, you are transmitting the information that appears to you in the form or message. This will typically include information like your name, mailing address, email address, the kind of request you are making, and any other information necessary to fulfill your request. You never transmit personally identifying information that you do not enter yourself. This is always your option; this information cannot be collected unless you specifically elect to send it to us. This information is only used for fulfilling the request or for contacting you directly and is not given or sold to any other organization.

 

COPPA (Children's Online Privacy Protection Act)

AJ Smith Federal Savings Bank respects the online privacy of your children. We do not knowingly collect, maintain, or use personally identifiable information from children under age 13 from our Web sites. We are not responsible for the any data collection and practices of nonaffiliated third-parties that are linked from our Web site.

We follow the federal guidelines of the Children's Online Privacy Protection Act (COPPA.)  COPPA gives parents control over what type of information is collected online about their children.

You may visit the COPPA Web site for more information.

 

Disclosure of Account Information to a Third Party

We will disclose information to third parties about your account(s) or the transfer(s) you make:

  1. Where it is necessary for completing transfers; or

  2. In order to verify the existence and condition of your account to a third party such as a credit bureau or merchant; or

  3. In order to comply with a governmental agency or court orders; or

  4. If you give us written permission.

We reserve the right to change this policy at any time.

Comments should be directed to:

A.J. Smith Federal Savings Bank
14757 S. Cicero
Midlothian IL 60445
Telephone: 708/687-7400
Fax: 708/687-7477
email: ajsmithbank@ajsmithbank.com


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