Your Privacy
A.J. Smith Federal Savings Bank respects your
privacy. As you visit our web site, you will see that we have provided you with
valuable information on the many ways we can be of service to you. Whether you
are a valued existing customer or someone shopping for new bank services, we
hope our site answers your questions about our products, services, locations,
and hours.
Web Site Confidentiality
As a visitor to our web site, you need not be
concerned about the privacy of your personal information. A.J. Smith Federal
Savings Bank does not collect personally identifying data on our visitors. Our
servers may collect and store information about the name of the domain from
which you access the Internet, the date and time you access our site, and the
Internet address of the web site from which you linked to us. Other than that,
our servers collect information on visitors only in the aggregate and use it for
internal review purposes only. This information simply enables A.J. Smith
Federal Savings Bank to tell which site areas are of most interest to our users,
which avenues of site promotion are most effective, and to determine peak usage
times.
Our web site does not require you to disclose any
personally identifying information. If, however, you choose to contact us
via email, please keep in mind that your email address, and any other
information your email header shows about you, such as your name or
organization, will be revealed to us in the email. However, we promise that
when you communicate with us via email, we will use your email information
only for the specific purpose of responding to your comments or questions.
Your email address will not be sold, nor will it be shared with others
outside the bank unless we are compelled to by law.
There are instances where you may elect to provide us
with personal information. If you fill out our property pre-qualification,
mortgage calculator, or message forms, or if you send us email, you are
transmitting the information that appears to you in the form or message.
This will typically include information like your name, mailing address,
email address, the kind of request you are making, and any other information
necessary to fulfill your request. You never transmit personally identifying
information that you do not enter yourself. This is always your option; this
information cannot be collected unless you specifically elect to send it to
us. This information is only used for fulfilling the request or for
contacting you directly and is not given or sold to any other organization.
COPPA (Children's Online Privacy
Protection Act)
AJ Smith
Federal Savings Bank respects the online privacy of your children. We do
not knowingly collect, maintain, or use personally identifiable
information from children under age 13 from our Web sites. We are not
responsible for the any data collection and practices of nonaffiliated
third-parties that are linked from our Web site.
We
follow the federal guidelines of the Children's Online Privacy
Protection Act (COPPA.) COPPA gives parents control over what type
of information is collected online about their children.
You may
visit the
COPPA Web site for more information.
Disclosure of Account
Information to a Third Party
We will disclose information to third parties
about your account(s) or the transfer(s) you make:
-
Where it is necessary for completing
transfers; or
-
In order to verify the existence and
condition of your account to a third party such as a credit bureau or
merchant; or
-
In order to comply with a
governmental agency or court orders; or
-
If you give us written permission.
We reserve the right to change
this policy at any time.
Comments should be directed to:
A.J. Smith Federal Savings Bank
14757 S. Cicero
Midlothian IL 60445
Telephone: 708/687-7400
Fax: 708/687-7477
email:
ajsmithbank@ajsmithbank.com