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*** All LINE OF CREDIT PROGRAMS HAVE
AN EARLY CLOSURE FEE OF $250.00 FOR THE FIRST TWO YEARS OF THE LOAN AS OF
OCTOBER 01, 2005
Line of Credit Programs
$10,000 Min. to $250,000 Max.
Five year balloon term / $50.00 Annual Fee after first year
Max LTV - 80%
**SPECIAL (as of 01-24-2008)**
**5.75% Fixed for 1st 3 Years, adjust to .25% below Prime remaining term.
Min. Draw - $10,000.00 when Line is opened. MAX LTV 80%.
Prime minus .25% (variable) -
Conforming Loans only - Max LTV 80% - If AJ Smith 1st Mortgage Customer -
Max LTV 85% -No fees!
Prime plus 1.00% (variable) - Max LTV 80% - Nonconforming Loans- All Fees
Apply!
Prime plus 2.00% (variable) - Max LTV 80% - Nonconforming Loans - All fees apply!
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