For more information on any of our Loan Products- Click Here or Call 708-237-8144

 

 

General and Potential Loan fees

 
 

Rates Effective as of May 17, 2018  9:30 AM

:Single Family-
Owner Occupied

Loans $453,100 or less
(as of 01/01/2018)

Appraisal Fee $350.00 - payable 7 days from date of application
 
 

*NON CONFORMING LOANS WILL BE SUBJECT TO RATE AND POINT INCREASES*
*Non-conforming are loans not meeting FNMA guidelines
Loans with 3% - 19% down will be required to have PMI Insurance.

JUMBO LOANS - SINGLE FAMILY
SUBJECT TO REVIEW

FIXED RATES BASED ON AUTOMATIC DRAFT

ADD.125% TO RATE WITHOUT CHECKING ACCOUNT RELATIONSHIP

ADD .25% TO RATE WITHOUT ANY AUTOMATIC DRAFT

Cash out refinances: LTV 70% or greater, add .125% to the rate

APR - based on loan amount of $165,000

 
 

Fixed Rate Mortgages

Loan Term Interest Rate Points Annual Percentage
Rate (APR)
       
30 Year 4.625% 0.00% 4.68%
       
25 Year 4.500% 0.00% 4.57%
       
20 Year 4.250% 0.00% 4.33%
       
15 Year 3.750% 0.00% 3.85%
       
12 Year 3.625% 0.00% 3.75%
       
10 Year 3.500% 0.00% 3.64%
 
 
The above interest rates assumes loan payments are made electronically from the borrower's checking account, add .25% to the stated rate for monthly payment option paid by coupon.
 

FHA, VA, and HARP LOANS NOW AVAILABLE

  HOME AFFORDABLE REFINANCE PROGRAM

Lending Personnel
 
   
Direct Line
NMLS
Email
 
 
Madrigal, James
708-237-8066
728121
Walko, Jennifer
708-237-8128
728122
Coleman, Susan
708-237-8142
718427
Manuel, Donna
708-237-8143
728030
 
Institution
708-687-7400
276735
       


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