Schedule of Fees
* Collection Letter:
     incoming/outgoing
$ 25.00 each
* Outgoing sight draft
$ 25.00 per item
* IRA Closing Transfer Fee:
$ 25.00 per plan
* Share loan fee
$100.00 per loan
* Wire transfers:
     domestic $ 35.00 per wire
     international
$ 45.00 per wire
American Express Traveler's Cheques: $ 1.00 per $100
     Cheques for Two $ 1.50 per $100
     Gift Cheques $ 2.50 each
    Gift Cards
$3.95 per card
* Bank Check:  
     Customer $ 5.00 each
   Customer Withdrawal from Account No Charge
     Non-Customer
$ 10.00 each
* Money Order:

CUSTOMER

NON-CUSTOMER

     $ 0.001 - $300.00 $ 1.00 each $ 2.00 each
     $300.01 - %500.00 $ 2.00 each $ 4.00 each
     $500.01 - and up
$ 3.00 each
$ 6.00 each
* On Us Checks Cashed
     Non-Customer
$ 1.00 per $100
* 2nd set of temporary checks
     within 6 months
$ 3.00
* Cash Advance Fee (Visa/Master Card):
     Non-Customer
$ 7.50
* Copies of Official Checks:
$ 10.00 each
* Copies of Money Orders:
$ 10.00 each
* Stop Payment of Official Checks:
$ 25.00 each
* Stop Payment of Money Orders:
$ 25.00 each
* Safe Deposit Boxes:
     3 x 5 $ 20.00 per year
     5 x 5 $ 30.00 per year
     3 x 10 $ 35.00 per year
     5 x 10 $ 45.00 per year
     6 x 10 $ 55.00 per year
     10 x 10 $ 80.00 per year
Lost key fee, 1 key $ 20.00
Lost key fee, 2 keys
$150.00
* Garnishments, IRS levies, Summons
$150.00
* Bank by Phone
     Insta-statement by fax $ 2.50
     Insta-statement by mail $ 2.50
     Duplicate statement by mail
$ 2.50
Return item processing fee
$5.00 each
Overdraft fee
$10.00 (applies only if customer signed up for this service)
Loan payment NSF fee
$25.00 each
* Internet Banking/Bill Pay
    Written Correspondence to Payee $10.00
    Per proof of payment not
    Necessitated by a dispute $10.00
    Payment returned due to
    Customer error
$5.00
* Copies of 1099's, previous tax year
$5.00 per copy
* Copies of 1099's, current tax year
     Original and 1st copy FREE
     Additional copies
$5.00 per copy

* Copy of audited annual

    Financial Statements $25.00

All interest bearing accounts earn interest on a 365 day year-base on collected balances.


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