|
|
We post our rates as a convenience to our
customers.
For current rate information, please call
(708) 687-7400
These rates are effective as of
March 9th,
2010
Maximum Account Limit $1,000,000.00
|
Certificates of Deposit: |
|
Term |
Minimum Balance to Open |
Minimum Balance to Obtain APY |
Annual Percentage
Yield |
Interest Rate |
|
7 Day CD |
$10,000 |
$25,000 |
0.25% |
0.25% |
|
|
|
$10,000 |
0.20% |
0.20% |
|
|
|
$200 |
0.001% |
0.001% |
|
91 Days |
$2,500 |
$2,500 |
0.20% |
0.20% |
|
182 Days |
$2,500 |
$2,500 |
0.65% |
0.65% |
|
212 Days |
$2,500 |
$2,500 |
0.75% |
0.75% |
|
273 Days |
$2,500 |
$2,500 |
0.75% |
0.75% |
|
335 Days |
$2,500 |
$2,500 |
0.75% |
0.75% |
|
12 Months |
$500 |
$500 |
0.85% |
0.85% |
Penalty for early withdrawal is
91 DAYS interest
whether earned or unearned on the above |
|
|
Term |
Minimum Balance to Open |
Minimum Balance to Obtain APY |
Annual Percentage
Yield |
Interest Rate |
|
13 Months |
$500 |
$500 |
0.95% |
0.95% |
|
15 Months |
$500 |
$500 |
1.05% |
1.05% |
|
18 Months |
$500 |
$500 |
1.15% |
1.14% |
|
24 Months |
$500 |
$500 |
1.50% |
1.49% |
|
30 Months |
$500 |
$500 |
1.70% |
1.69% |
|
36 Months |
$500 |
$500 |
1.85% |
1.83% |
|
48 Months |
$500 |
$500 |
2.25% |
2.23% |
|
60 Months |
$500 |
$500 |
2.60% |
2.57% |
25 Month
Second Chance |
$2,500 |
$2,500 |
1.30% |
1.29% |
35 Month
Second Chance |
$2,500 |
$2,500 |
1.45% |
1.44% |
Penalty for early withdrawal is
182 DAYS interest
whether earned or unearned on the above |
|
Your Interest Rate & Annual
Percentage Yield
on the items below may change at anytime.
*Fees may reduce your earnings. |
|
Variable Rates: |
|
Type |
Minimum Balance to Open |
Minimum Balance to Obtain APY |
Annual Percentage
Yield |
Interest Rate |
|
Savings* |
$200 |
$200 |
0.75% |
0.75% |
|
Super Passbook* |
$2,500 |
$2,500 |
0.75% |
0.75% |
|
|
NOW Account: |
|
Minimum to Open
$500 |
Minimum Balance to Obtain APY |
Annual Percentage
Yield (APY) |
Interest Rate |
|
|
$500 |
0.001% |
0.001% |
|
|
$2,500 |
0.250% |
0.250% |
|
|
$25,000 |
0.250% |
0.250% |
|
|
$100,000 |
0.250% |
0.250% |
|
|
Money Market: |
|
Minimum to Open
$2,500 |
Minimum Balance to Obtain APY |
Annual Percentage
Yield (APY) |
Interest Rate |
|
|
.01 |
0.001% |
0.001% |
|
|
$2,500 |
0.025% |
0.025% |
|
|
$25,000 |
0.376% |
0.375% |
|
|
$100,000 |
0.376% |
0.375% |
We post our rates as a convenience to our
customers.
For current rate information, please call
(708) 687-7400
|
|
 |
FDIC Transaction Account Guarantee Program
AJ Smith Federal Savings Bank is
participating in the FDIC's Transaction Account Guarantee Program.
Under this program, through June 30, 2010, all non-interest-bearing
transaction accounts and NOW accounts with an interest rate of 0.5% or less are fully guaranteed by the FDIC for the entire amount
in the account. Coverage under the Transaction Account Guarantee
Program is in addition to and separate from the coverage available under the
FDIC's general deposit insurance rules.
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|
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Send questions or comments concerning this website to:
ajsmithbank@ajsmithbank.com.
|
New Deposit Insurance Limits
On
October 3, 2008 Congress Temporarily
Increased FDIC Deposit Insurance
from $100.000 to $250,000 per Depositor
through December 31, 2013 |
|
