|
|
We post our rates as a convenience to our
customers.
For current rate information, please call
(708) 687-7400
These rates are effective as of
January 31,
2012
Maximum Account Limit $1,000,000.00
|
Certificates of Deposit: |
|
Term |
Minimum Balance to Open |
Minimum Balance to Obtain APY |
Annual Percentage
Yield |
Interest Rate |
|
7 Day CD |
$10,000 |
$25,000 |
0.25% |
0.25% |
|
|
|
$10,000 |
0.20% |
0.20% |
|
|
|
$200 |
0.001% |
0.001% |
|
91 Days |
$2,500 |
$2,500 |
0.10% |
0.10% |
|
182 Days |
$2,500 |
$2,500 |
0.20% |
0.20% |
|
212 Days |
$2,500 |
$2,500 |
0.20% |
0.20% |
|
273 Days |
$2,500 |
$2,500 |
0.20% |
0.20% |
|
335 Days |
$2,500 |
$2,500 |
0.20% |
0.20% |
|
12 Months |
$500 |
$500 |
0.25% |
0.25% |
Penalty for early withdrawal is
91 DAYS interest
whether earned or unearned on the above |
|
|
Term |
Minimum Balance to Open |
Minimum Balance to Obtain APY |
Annual Percentage
Yield |
Interest Rate |
|
13 Months |
$500 |
$500 |
0.25% |
0.25% |
|
15 Months |
$500 |
$500 |
0.25% |
0.25% |
|
18 Months |
$500 |
$500 |
0.35% |
0.35% |
|
24 Months |
$500 |
$500 |
0.35% |
0.35% |
|
30 Months |
$500 |
$500 |
0.65% |
0.65% |
|
36 Months |
$500 |
$500 |
0.70% |
0.70% |
|
48 Months |
$500 |
$500 |
0.70% |
0.70% |
|
60 Months |
$500 |
$500 |
0.75% |
0.75% |
25 Month
Second Chance |
$2,500 |
$2,500 |
0.35% |
0.35% |
35 Month
Second Chance |
$2,500 |
$2,500 |
0.60% |
0.60% |
Penalty for early withdrawal is
182 DAYS interest
whether earned or unearned on the above |
|
Your Interest Rate & Annual
Percentage Yield
on the items below may change at anytime.
*Fees may reduce your earnings. |
|
Variable Rates: |
|
Type |
Minimum Balance to Open |
Minimum Balance to Obtain APY |
Annual Percentage
Yield |
Interest Rate |
|
Savings* |
$200 |
$200 |
0.10% |
0.10% |
|
Super Passbook* |
$2,500 |
$2,500 |
0.10% |
0.10% |
|
Money Market* |
$25,000 |
0.00 - $24,999 |
0.10% |
0.10% |
|
Passbook* |
|
$25,000 - $49,000 |
0.30% |
0.30% |
|
|
|
$50,000 - $99,999 |
0.40% |
0.40% |
|
|
|
$100,000 and above |
0.40% |
0.40% |
|
|
NOW Account: |
|
Minimum to Open
$500 |
Minimum Balance to Obtain APY |
Annual Percentage
Yield (APY) |
Interest Rate |
|
|
$500 |
0.001% |
0.001% |
|
|
$2,500 |
0.001% |
0.001% |
|
|
$25,000 |
0.001% |
0.001% |
|
|
$100,000 |
0.001% |
0.001% |
|
|
Money Market: |
|
Minimum to Open
$2,500 |
Minimum Balance to Obtain APY |
Annual Percentage
Yield (APY) |
Interest Rate |
|
|
.01 |
0.001% |
0.001% |
|
|
$2,500 |
0.001% |
0.001% |
|
|
$25,000 |
0.001% |
0.001% |
|
|
$100,000 |
0.001% |
0.001% |
|
|
|
30 Months |
$1,000 |
0.70% |
0.70% |
|
36 Months |
$1,000 |
0.85% |
0.85% |
|
48 Months |
$1,000 |
0.95% |
0.95% |
|
72 Months |
$1,000 |
1.00% |
1.00% |
* Additions only by consent of A. J. Smith Federal Savings Bank.
This type certificate no longer offered.
We post our rates as a convenience to our
customers.
For current rate information, please call
(708) 687-7400
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